/* ============================================================
   BEST GROUP HEALTH INSURANCE — styles.css  (v3 — Ocean Premium)
   Palette : Deep Ocean Navy · Electric Cyan · Royal Sapphire
   Fonts   : Bricolage Grotesque · Inter · JetBrains Mono
   ============================================================ */

@import url("https://fonts.googleapis.com/css2?family=Bricolage+Grotesque:wght@400;500;600;700;800&family=Inter:wght@300;400;500;600;700&family=JetBrains+Mono:wght@400;500;600&display=swap");

/* ── CSS Variables ─────────────────────────────────────────── */
:root {
  /* Backgrounds */
  --bg:          #04080e;
  --bg-soft:     #07101c;
  --surface:     #091628;
  --surface2:    #0f1f38;
  --surface3:    #172945;

  /* Brand */
  --azure:       #0ea5e9;   /* primary sky-blue */
  --azure-deep:  #0369a1;   /* deep navy-blue */
  --cyan:        #22d3ee;   /* electric cyan CTA (high-contrast neon) */
  --indigo:      #818cf8;   /* indigo accent */
  --indigo-deep: #4f46e5;   /* deep indigo */
  --gold:        #fbbf24;   /* warm gold */
  --green:       #10b981;   /* emerald confirm */

  /* Legacy aliases (keep for backward compat with content pages) */
  --accent:      #0ea5e9;
  --accent2:     #818cf8;
  --accent-gold: #fbbf24;
  --accent-green:#10b981;

  /* Text */
  --text:        #e8f2ff;
  --text2:       #b8cfe8;
  --muted:       #7a9ab8;
  --muted2:      #5a7a98;

  /* Borders */
  --border:      rgba(14,165,233,0.09);
  --border2:     rgba(14,165,233,0.16);

  /* Shape */
  --radius:      10px;
  --radius-lg:   18px;
  --radius-xl:   28px;

  /* Shadows */
  --shadow-sm:   0 2px 8px rgba(0,0,0,0.35);
  --shadow:      0 8px 32px rgba(0,0,0,0.50);
  --shadow-lg:   0 20px 64px rgba(0,0,0,0.65);
  --glow-blue:   0 0 56px rgba(14,165,233,0.20);
  --glow-cyan:   0 0 40px rgba(34,211,238,0.22);

  /* Motion */
  --transition:  0.22s cubic-bezier(0.4,0,0.2,1);

  /* Layout */
  --max-w:       1200px;

  /* Fonts */
  --font-head:   "Bricolage Grotesque", sans-serif;
  --font-body:   "Inter", system-ui, sans-serif;
  --font-mono:   "JetBrains Mono", monospace;
}

/* ── Reset ─────────────────────────────────────────────────── */
*,*::before,*::after { box-sizing: border-box; margin: 0; padding: 0; }
html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  scrollbar-color: var(--surface3) var(--bg);
  scrollbar-width: thin;
}
body {
  background: var(--bg);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, video, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }
button, input, select, textarea { font: inherit; }
h1,h2,h3,h4,h5,h6 {
  font-family: var(--font-head);
  font-weight: 700;
  line-height: 1.18;
  letter-spacing: -0.025em;
  color: var(--text);
}

/* ── Scrollbar (webkit) ────────────────────────────────────── */
::-webkit-scrollbar { width: 6px; height: 6px; }
::-webkit-scrollbar-track { background: var(--bg); }
::-webkit-scrollbar-thumb { background: var(--surface3); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: var(--muted2); }

/* ── Typography Helpers ────────────────────────────────────── */
.mono { font-family: var(--font-mono); font-size: 0.85em; letter-spacing: 0.02em; }
.text-muted    { color: var(--muted); }
.text-accent   { color: var(--accent); }
.text-accent2  { color: var(--accent2); }
.text-gold     { color: var(--gold); }
.text-green    { color: var(--green); }
.text-center   { text-align: center; }
.text-sm       { font-size: 0.875rem; }
.text-lg       { font-size: 1.125rem; }
.gradient-text {
  background: linear-gradient(135deg, var(--azure) 0%, var(--cyan) 60%, var(--indigo) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.accent { color: var(--azure); }

/* ── Kicker / Pill Label ───────────────────────────────────── */
.kicker {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(14,165,233,0.10);
  color: #7dd3fc;
  border: 1px solid rgba(14,165,233,0.22);
  border-radius: 999px;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 5px 14px;
  margin-bottom: 20px;
}
.kicker svg { width: 12px; height: 12px; }

/* ── Live Pip ──────────────────────────────────────────────── */
.live-pip {
  display: inline-block;
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--cyan);
  animation: blink 2s ease-in-out infinite;
}
@keyframes blink {
  0%,100% { opacity: 1; box-shadow: 0 0 6px var(--cyan); }
  50%      { opacity: 0.35; box-shadow: none; }
}

/* ── Buttons ───────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: none;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.9375rem;
  cursor: pointer;
  padding: 13px 26px;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
  position: relative;
  overflow: hidden;
}
.btn-primary {
  background: linear-gradient(135deg, var(--azure-deep) 0%, var(--azure) 60%, var(--cyan) 100%);
  color: #fff;
  box-shadow: 0 4px 22px rgba(14,165,233,0.32);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 36px rgba(14,165,233,0.50);
  filter: brightness(1.08);
}
.btn-primary:active { transform: translateY(0); }
.btn-cyan {
  background: linear-gradient(135deg, var(--cyan) 0%, #06b6d4 100%);
  color: #041420;
  font-weight: 700;
  box-shadow: 0 4px 22px rgba(34,211,238,0.30);
}
.btn-cyan:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 36px rgba(34,211,238,0.50);
  filter: brightness(1.06);
}
.btn-outline {
  background: transparent;
  color: var(--text2);
  border: 1.5px solid var(--border2);
}
.btn-outline:hover {
  border-color: var(--cyan);
  color: var(--cyan);
  transform: translateY(-2px);
  background: rgba(34,211,238,0.05);
}
.btn-ghost {
  background: transparent;
  color: var(--muted);
  padding: 10px 18px;
}
.btn-ghost:hover { color: var(--text); background: var(--border); }
.btn-lg { font-size: 1.0625rem; padding: 16px 34px; border-radius: var(--radius-lg); }
.btn-sm { font-size: 0.8125rem; padding: 8px 16px; }

/* ── Navigation ────────────────────────────────────────────── */
.nav, .site-nav {
  position: sticky;
  top: 0;
  z-index: 900;
  background: rgba(4,8,14,0.82);
  backdrop-filter: blur(22px) saturate(1.6);
  -webkit-backdrop-filter: blur(22px) saturate(1.6);
  border-bottom: 1px solid var(--border);
  transition: background var(--transition);
}
.nav-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
  height: 68px;
  display: flex;
  align-items: center;
  gap: 36px;
}
.nav-brand, .nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
  color: var(--text);
}
.nav-brand-name, .nav-brand span {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 1.0625rem;
  color: var(--text);
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 2px;
  flex: 1;
}
.nav-links a, .nav-links li a {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--muted);
  padding: 7px 13px;
  border-radius: 8px;
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-links a:hover, .nav-links li a:hover,
.nav-links a.active, .nav-links li a.active {
  color: var(--text);
  background: rgba(255,255,255,0.06);
}
.nav-cta { margin-left: auto; }
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  margin-left: auto;
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--text2);
  border-radius: 2px;
  transition: var(--transition);
}

/* ── Keyframe Animations ───────────────────────────────────── */
@keyframes drift {
  0%  { transform: translate(0,0) rotate(0deg) scale(1); }
  25% { transform: translate(40px,-30px) rotate(3deg) scale(1.06); }
  50% { transform: translate(20px,20px) rotate(-2deg) scale(0.97); }
  75% { transform: translate(-25px,10px) rotate(2deg) scale(1.04); }
  100%{ transform: translate(0,0) rotate(0deg) scale(1); }
}
@keyframes scroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
@keyframes reveal {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fade-up {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes pop {
  0%   { transform: scale(0.8); opacity: 0; }
  70%  { transform: scale(1.05); }
  100% { transform: scale(1); opacity: 1; }
}
@keyframes shimmer {
  0%   { background-position: -600px 0; }
  100% { background-position: 600px 0; }
}
@keyframes faq-open {
  from { opacity: 0; transform: translateY(-8px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes counter-in {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ── Hero ──────────────────────────────────────────────────── */
.hero {
  position: relative;
  min-height: 96svh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 120px 32px 80px;
  overflow: hidden;
  background: var(--bg);
}
/* Animated radial drift background */
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 90% 60% at 30% 20%, rgba(14,165,233,0.13) 0%, transparent 65%),
    radial-gradient(ellipse 70% 50% at 75% 70%, rgba(129,140,248,0.10) 0%, transparent 60%),
    radial-gradient(ellipse 50% 40% at 50% 100%, rgba(34,211,238,0.08) 0%, transparent 70%);
  animation: drift 18s ease-in-out infinite;
  pointer-events: none;
}
/* Dot-grid overlay */
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle, rgba(14,165,233,0.07) 1px, transparent 1px);
  background-size: 32px 32px;
  mask-image: radial-gradient(ellipse 85% 90% at 50% 40%, black 20%, transparent 100%);
  -webkit-mask-image: radial-gradient(ellipse 85% 90% at 50% 40%, black 20%, transparent 100%);
  pointer-events: none;
}
.hero-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(100px);
  opacity: 0.15;
  animation: drift 16s ease-in-out infinite;
  pointer-events: none;
  z-index: 0;
}
.hero-blob--2, .hero-blob-2 { animation-delay: -8s; }
.hero-blob:first-of-type, .hero-blob-1 {
  width: 580px; height: 580px;
  background: radial-gradient(circle, var(--azure) 0%, var(--azure-deep) 70%);
  top: -140px; left: -100px;
}
.hero-blob--2, .hero-blob-2 {
  width: 460px; height: 460px;
  background: radial-gradient(circle, var(--cyan) 0%, var(--indigo-deep) 70%);
  bottom: -40px; right: -80px;
}
.hero-content, .hero-inner {
  position: relative;
  z-index: 1;
  max-width: 900px;
  margin: 0 auto;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #7dd3fc;
  margin-bottom: 22px;
  padding: 6px 16px;
  border: 1px solid rgba(14,165,233,0.25);
  border-radius: 999px;
  background: rgba(14,165,233,0.08);
  animation: fade-up 0.6s ease both;
}
.hero h1, #hero-heading {
  font-size: clamp(2.6rem, 6.5vw, 4.8rem);
  font-weight: 800;
  line-height: 1.06;
  letter-spacing: -0.035em;
  margin-bottom: 24px;
  animation: fade-up 0.6s 0.1s ease both;
}
.hero h1 .accent-word { color: var(--cyan); }
.hero .hero-sub {
  font-size: clamp(1rem, 2.2vw, 1.25rem);
  color: var(--muted);
  max-width: 640px;
  margin: 0 auto 40px;
  line-height: 1.72;
  animation: fade-up 0.6s 0.2s ease both;
}
.hero-ctas, .hero-actions {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 44px;
  animation: fade-up 0.6s 0.3s ease both;
}

/* ── Trust Badges ──────────────────────────────────────────── */
.trust-badges, .hero-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
  margin-top: 8px;
  animation: fade-up 0.6s 0.4s ease both;
}
.trust-badge, .hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255,255,255,0.04);
  border: 1px solid var(--border2);
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--muted);
  padding: 7px 15px;
  transition: var(--transition);
}
.trust-badge:hover, .hero-tag:hover {
  border-color: var(--cyan);
  color: #a5f3fc;
  background: rgba(34,211,238,0.06);
}
.trust-badge svg, .hero-tag svg { width: 14px; height: 14px; flex-shrink: 0; }

/* ── Carrier Marquee ───────────────────────────────────────── */
.marquee-section {
  background: var(--bg-soft);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 22px 0;
  overflow: hidden;
}
.marquee-label {
  text-align: center;
  font-family: var(--font-mono);
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted2);
  margin-bottom: 18px;
}
.marquee-track {
  display: flex;
  gap: 0;
  width: max-content;
  animation: scroll 38s linear infinite;
}
.marquee-track:hover { animation-play-state: paused; }
.marquee-item {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0 36px;
  font-family: var(--font-head);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--muted2);
  white-space: nowrap;
  transition: color var(--transition);
  border-right: 1px solid var(--border);
}
.marquee-item:hover { color: var(--azure); }
.marquee-item span {
  display: inline-block;
  width: 5px; height: 5px;
  border-radius: 50%;
  background: rgba(14,165,233,0.45);
  margin-right: 36px;
  flex-shrink: 0;
}
@media (prefers-reduced-motion: reduce) {
  .marquee-track { animation: none; }
  .hero::before, .hero-blob { animation: none; }
}

/* ── Stats Bar ─────────────────────────────────────────────── */
.stats-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  overflow: hidden;
  max-width: 900px;
  margin: 0 auto 64px;
}
.stat-item {
  background: var(--surface);
  padding: 24px 28px;
  text-align: center;
  transition: background var(--transition);
}
.stat-item:hover { background: var(--surface2); }
.stat-value {
  font-family: var(--font-head);
  font-size: 1.875rem;
  font-weight: 800;
  color: var(--text);
  line-height: 1;
  margin-bottom: 6px;
  animation: counter-in 0.6s ease both;
}
.stat-value .accent { color: var(--cyan); }
.stat-label { font-size: 0.75rem; color: var(--muted); font-weight: 500; letter-spacing: 0.02em; }

/* ── Broker Badge ──────────────────────────────────────────── */
.broker-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius);
  padding: 12px 18px;
  margin-bottom: 28px;
  font-size: 0.8125rem;
  color: var(--muted);
}
.broker-badge-icon {
  width: 36px; height: 36px;
  background: rgba(14,165,233,0.13);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--azure);
  flex-shrink: 0;
}
.broker-badge-text { color: var(--muted); }
.broker-badge-text strong { display: block; color: var(--text); font-size: 0.9375rem; }

/* ── Section Helpers ───────────────────────────────────────── */
.section      { padding: 96px 32px; max-width: var(--max-w); margin: 0 auto; }
.section-full { padding: 96px 32px; }
.section-header, .section-head {
  text-align: center;
  margin-bottom: 60px;
}
.section-header h2, .section-head h2 {
  font-size: clamp(1.875rem, 3.8vw, 2.75rem);
  margin-bottom: 14px;
}
.section-header p, .section-head p {
  font-size: 1.0625rem;
  color: var(--muted);
  max-width: 560px;
  margin: 0 auto;
  line-height: 1.7;
}
.section--alt, .section-dark { background: var(--surface); }
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 32px; }
.container--narrow { max-width: 860px; }

/* ── Card ──────────────────────────────────────────────────── */
.card {
  background: #fff;
  border-radius: var(--radius-lg);
  box-shadow: 0 2px 16px rgba(0,0,0,0.07);
  padding: 32px;
  transition: transform var(--transition), box-shadow var(--transition);
  color: #0f172a;
}
.card:hover { transform: translateY(-5px); box-shadow: 0 16px 48px rgba(0,0,0,0.14); }
.card-dark {
  background: var(--surface);
  border: 1px solid var(--border2);
  color: var(--text);
}
.card-dark:hover { transform: translateY(-4px); box-shadow: var(--shadow), var(--glow-blue); border-color: rgba(14,165,233,0.28); }
.card-icon {
  width: 48px; height: 48px;
  background: rgba(14,165,233,0.12);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  color: var(--azure);
  margin-bottom: 18px;
  font-size: 1.5rem;
}
.card h3 { font-size: 1.125rem; margin-bottom: 10px; }
.card p   { font-size: 0.9rem; color: #475569; line-height: 1.68; }
.card-dark p { color: var(--muted); }

/* ── Features Grid ─────────────────────────────────────────── */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
}
.feature-card {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  animation: reveal 0.5s ease both;
}
.feature-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--azure), var(--cyan));
  opacity: 0;
  transition: opacity var(--transition);
}
.feature-card:hover {
  border-color: rgba(14,165,233,0.32);
  background: var(--surface2);
  transform: translateY(-5px);
  box-shadow: var(--shadow), var(--glow-blue);
}
.feature-card:hover::before { opacity: 1; }
.feature-icon {
  width: 52px; height: 52px;
  background: rgba(14,165,233,0.12);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  color: var(--azure);
  margin-bottom: 20px;
}
.feature-card h3 { font-size: 1.0625rem; margin-bottom: 10px; }
.feature-card p  { font-size: 0.9rem; color: var(--muted); line-height: 1.68; }

/* ── Industries Grid ───────────────────────────────────────── */
.industries-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 16px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
}
.industry-card {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius);
  padding: 22px 20px;
  display: flex;
  align-items: center;
  gap: 14px;
  transition: var(--transition);
  cursor: pointer;
  text-decoration: none;
  color: inherit;
}
.industry-card:hover {
  border-color: var(--azure);
  background: var(--surface2);
  transform: translateX(6px);
  box-shadow: var(--shadow-sm), -4px 0 0 var(--azure);
}
.industry-icon {
  font-size: 1.5rem;
  flex-shrink: 0;
  width: 44px; height: 44px;
  display: flex; align-items: center; justify-content: center;
  background: rgba(129,140,248,0.12);
  border-radius: 10px;
  color: var(--indigo);
  transition: var(--transition);
}
.industry-card:hover .industry-icon {
  background: rgba(14,165,233,0.14);
  color: var(--azure);
}
.industry-card h3 { font-size: 0.9375rem; font-weight: 600; margin-bottom: 4px; }
.industry-card p  { font-size: 0.8125rem; color: var(--muted); line-height: 1.5; }
.industry-card span { font-size: 0.9375rem; font-weight: 500; }

/* ── Steps Grid ────────────────────────────────────────────── */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
  position: relative;
}
.step-card {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  position: relative;
  transition: var(--transition);
}
.step-card::after {
  content: '';
  position: absolute;
  top: 40px; right: -25px;
  width: 50px; height: 1px;
  background: linear-gradient(90deg, var(--border2), transparent);
  display: none;
}
.step-card:not(:last-child)::after { display: block; }
.step-card:hover { border-color: rgba(14,165,233,0.30); transform: translateY(-4px); box-shadow: var(--shadow); }
.step-num {
  font-family: var(--font-mono);
  font-size: 0.73rem;
  font-weight: 700;
  color: var(--azure);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.step-num::before {
  content: '';
  display: inline-block;
  width: 24px; height: 24px;
  background: rgba(14,165,233,0.14);
  border-radius: 6px;
}
.step-card h3 { font-size: 1.125rem; margin-bottom: 10px; }
.step-card p  { font-size: 0.9rem; color: var(--muted); line-height: 1.68; }

/* ── Carriers Grid ─────────────────────────────────────────── */
.carriers-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
  gap: 16px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
}
.carrier-chip {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius);
  padding: 18px 16px;
  text-align: center;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--muted);
  transition: var(--transition);
}
.carrier-chip:hover {
  border-color: var(--azure);
  color: var(--text);
  background: var(--surface2);
  transform: translateY(-3px);
  box-shadow: var(--shadow-sm), 0 0 16px rgba(14,165,233,0.12);
}
.carrier-card {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  padding: 28px 20px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  text-align: center;
  transition: var(--transition);
  cursor: pointer;
}
.carrier-card:hover {
  border-color: var(--azure);
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  background: var(--surface2);
}
.carrier-card img { height: 38px; width: auto; object-fit: contain; opacity: 0.75; filter: brightness(1.3); }
.carrier-card span { font-size: 0.8125rem; color: var(--muted); font-weight: 500; }

/* ── Regions Grid ──────────────────────────────────────────── */
.regions-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 16px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
}
.region-card {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  padding: 24px;
  transition: var(--transition);
  cursor: pointer;
  text-decoration: none;
  color: inherit;
}
.region-card:hover {
  border-color: var(--azure);
  background: var(--surface2);
  transform: translateY(-3px);
  box-shadow: var(--shadow-sm);
}
.region-name { font-weight: 700; font-size: 1rem; margin-bottom: 4px; }
.region-counties { font-size: 0.8125rem; color: var(--muted); line-height: 1.5; }
.region-cta { font-size: 0.8125rem; color: var(--azure); margin-top: 12px; }

/* ── Guide Cards ───────────────────────────────────────────── */
.guides-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
}
.guide-card {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  padding: 24px;
  transition: var(--transition);
  text-decoration: none;
  color: inherit;
  display: block;
  position: relative;
  overflow: hidden;
}
.guide-card::before {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--azure), var(--cyan));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}
.guide-card:hover {
  border-color: rgba(14,165,233,0.30);
  background: var(--surface2);
  transform: translateY(-3px);
  box-shadow: var(--shadow-sm);
}
.guide-card:hover::before { transform: scaleX(1); }
.guide-tag {
  font-family: var(--font-mono);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--azure);
  margin-bottom: 10px;
}
.guide-card h3 { font-size: 1rem; margin-bottom: 8px; line-height: 1.4; }
.guide-card p  { font-size: 0.85rem; color: var(--muted); line-height: 1.6; }

/* ── Section Index Hero ────────────────────────────────────── */
.section-index-hero {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  padding: 80px 32px 64px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.section-index-hero::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 70% 80% at 50% 0%, rgba(14,165,233,0.12) 0%, transparent 70%),
    radial-gradient(ellipse 40% 40% at 90% 90%, rgba(34,211,238,0.07) 0%, transparent 60%);
  pointer-events: none;
}
.section-index-hero::after {
  content: '';
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(14,165,233,0.055) 1px, transparent 1px);
  background-size: 30px 30px;
  mask-image: radial-gradient(ellipse 80% 90% at 50% 40%, black 20%, transparent 100%);
  -webkit-mask-image: radial-gradient(ellipse 80% 90% at 50% 40%, black 20%, transparent 100%);
  pointer-events: none;
}
.section-index-hero-inner { position: relative; z-index: 1; }
.section-index-hero h1 {
  font-size: clamp(2rem, 4.5vw, 3.25rem);
  margin-bottom: 16px;
}
.section-index-hero p {
  font-size: 1.1rem;
  color: var(--muted);
  max-width: 620px;
  margin: 0 auto 32px;
}
.section-index-hero .hero-ctas { margin-top: 0; margin-bottom: 0; }

/* ── Index Card Grid ───────────────────────────────────────── */
.index-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 20px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
}
.index-card {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  transition: var(--transition);
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
  gap: 12px;
  animation: reveal 0.4s ease both;
  position: relative;
  overflow: hidden;
}
.index-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--azure), var(--cyan));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s ease;
}
.index-card:hover {
  border-color: rgba(14,165,233,0.32);
  background: var(--surface2);
  transform: translateY(-5px);
  box-shadow: var(--shadow), var(--glow-blue);
}
.index-card:hover::before { transform: scaleX(1); }
.index-card-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  background: rgba(14,165,233,0.12);
  display: flex; align-items: center; justify-content: center;
  color: var(--azure);
  flex-shrink: 0;
}
.index-card-label {
  font-family: var(--font-mono);
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted2);
}
.index-card h3 { font-size: 1.0625rem; font-weight: 700; line-height: 1.3; }
.index-card p { font-size: 0.875rem; color: var(--muted); line-height: 1.62; flex: 1; }
.index-card-arrow {
  font-size: 0.875rem;
  color: var(--azure);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 4px;
  transition: gap var(--transition);
}
.index-card:hover .index-card-arrow { gap: 8px; }

/* ── Wizard ────────────────────────────────────────────────── */
.wizard-wrap {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-xl);
  overflow: hidden;
  max-width: 780px;
  margin: 0 auto;
  box-shadow: var(--shadow), var(--glow-blue);
}
.wizard-head {
  background: linear-gradient(135deg, var(--azure-deep) 0%, var(--azure) 55%, var(--cyan) 100%);
  padding: 28px 36px;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.wizard-head::after {
  content: '';
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 20px 20px;
  pointer-events: none;
}
.wizard-head h3 { font-size: 1.375rem; margin-bottom: 6px; position: relative; }
.wizard-head p  { opacity: 0.82; font-size: 0.9rem; position: relative; }
.wizard-progress-bar {
  height: 3px;
  background: rgba(255,255,255,0.2);
  margin-top: 20px;
  border-radius: 2px;
  position: relative;
}
.wizard-progress-fill {
  height: 100%;
  background: rgba(255,255,255,0.9);
  border-radius: 2px;
  transition: width 0.4s cubic-bezier(0.4,0,0.2,1);
}
.wizard-body { padding: 36px; }
.wizard-steps {
  display: flex;
  gap: 0;
  margin-bottom: 32px;
  border-bottom: 1px solid var(--border);
}
.wizard-step {
  flex: 1;
  text-align: center;
  padding: 12px 6px;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--muted);
  border-bottom: 2px solid transparent;
  transition: var(--transition);
  cursor: pointer;
}
.wizard-step.active { color: var(--azure); border-color: var(--azure); }
.wizard-step.done   { color: var(--green); border-color: var(--green); }
.wizard-pane { display: none; animation: fade-up 0.3s ease both; }
.wizard-pane.active { display: block; }
.wizard-field { margin-bottom: 20px; }
.wizard-field label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--text2);
}
.wizard-field input,
.wizard-field select,
.wizard-field textarea {
  width: 100%;
  background: var(--surface2);
  border: 1px solid var(--border2);
  border-radius: var(--radius);
  color: var(--text);
  padding: 13px 16px;
  font-size: 0.9375rem;
  transition: var(--transition);
  outline: none;
  appearance: none;
  -webkit-appearance: none;
}
.wizard-field input:focus,
.wizard-field select:focus,
.wizard-field textarea:focus {
  border-color: var(--azure);
  box-shadow: 0 0 0 3px rgba(14,165,233,0.16);
  background: var(--surface3);
}
.wizard-field .field-hint {
  font-size: 0.78rem;
  color: var(--muted2);
  margin-top: 6px;
}
.wizard-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.wizard-option-row {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(130px, 1fr));
  gap: 10px;
  margin-top: 4px;
}
.wizard-option {
  border: 1.5px solid var(--border2);
  border-radius: var(--radius);
  padding: 12px 10px;
  text-align: center;
  font-size: 0.8375rem;
  font-weight: 600;
  color: var(--muted);
  cursor: pointer;
  transition: var(--transition);
  background: var(--surface2);
  user-select: none;
}
.wizard-option:hover {
  border-color: var(--azure);
  color: var(--azure);
  background: rgba(14,165,233,0.07);
}
.wizard-option.selected {
  border-color: var(--azure);
  color: var(--azure);
  background: rgba(14,165,233,0.12);
  box-shadow: 0 0 0 1px rgba(14,165,233,0.25);
}
.wizard-option-sub {
  font-size: 0.72rem;
  color: var(--muted2);
  font-weight: 400;
  display: block;
  margin-top: 3px;
}
.wizard-option.selected .wizard-option-sub { color: rgba(14,165,233,0.7); }
.wizard-actions { display: flex; gap: 12px; justify-content: space-between; align-items: center; margin-top: 28px; }
.wizard-actions-right { display: flex; gap: 12px; }
/* Live estimation bar */
.wizard-estimate {
  background: var(--surface2);
  border: 1px solid var(--border2);
  border-radius: var(--radius);
  padding: 16px 20px;
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.wizard-estimate-label {
  font-size: 0.8rem;
  color: var(--muted);
  font-family: var(--font-mono);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}
.wizard-estimate-val {
  font-family: var(--font-mono);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--cyan);
  letter-spacing: -0.02em;
}
.wizard-estimate-note { font-size: 0.75rem; color: var(--muted2); }
/* Completion state */
.wizard-success {
  text-align: center;
  padding: 20px 0 8px;
  animation: pop 0.5s ease both;
}
.wizard-success-icon {
  width: 72px; height: 72px;
  background: rgba(16,185,129,0.14);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
  color: var(--green);
}
.wizard-success h3 { font-size: 1.5rem; margin-bottom: 10px; }
.wizard-success p { color: var(--muted); font-size: 0.9375rem; max-width: 400px; margin: 0 auto; }

/* ── Page Hero (content pages) ─────────────────────────────── */
.page-hero {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  padding: 80px 32px 64px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 70% 80% at 50% 0%, rgba(14,165,233,0.10) 0%, transparent 70%);
  pointer-events: none;
}
.page-hero-inner { position: relative; z-index: 1; }
.page-hero h1 {
  font-size: clamp(1.9rem, 4.5vw, 3.25rem);
  margin-bottom: 16px;
}
.page-hero p {
  font-size: 1.1rem;
  color: var(--muted);
  max-width: 620px;
  margin: 0 auto;
}

/* ── Breadcrumb ────────────────────────────────────────────── */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8125rem;
  color: var(--muted);
  margin-bottom: 20px;
  justify-content: center;
  flex-wrap: wrap;
}
.breadcrumb a { color: var(--muted); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--azure); }
.breadcrumb span { color: var(--muted2); font-size: 0.75rem; }

/* ── Article Grid ──────────────────────────────────────────── */
.article-grid, .art-grid {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 48px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 64px 32px;
  align-items: start;
}
.article-main, .art-main { min-width: 0; }
.article-aside { min-width: 0; }

/* ── Side CTA ──────────────────────────────────────────────── */
.side-cta {
  border-radius: var(--radius-lg);
  overflow: hidden;
  position: sticky;
  top: 88px;
  border: 1px solid var(--border2);
  background: var(--surface);
  box-shadow: var(--shadow);
}
.side-cta-head {
  background: linear-gradient(135deg, var(--azure-deep) 0%, var(--indigo-deep) 100%);
  padding: 26px 22px 20px;
  color: #fff;
}
.side-cta-head h3 { font-size: 1.0625rem; margin-bottom: 7px; }
.side-cta-head p  { font-size: 0.85rem; opacity: 0.72; line-height: 1.55; }
.side-cta-body { background: #fff; padding: 22px; }
.side-cta-body label {
  display: block;
  font-size: 0.8125rem;
  font-weight: 600;
  color: #374151;
  margin-bottom: 6px;
}
.side-cta-body input,
.side-cta-body select {
  width: 100%;
  border: 1.5px solid #e2e8f0;
  border-radius: 8px;
  padding: 11px 14px;
  font-size: 0.9rem;
  color: #0f172a;
  background: #f8fafc;
  margin-bottom: 14px;
  transition: var(--transition);
  outline: none;
}
.side-cta-body input:focus,
.side-cta-body select:focus { border-color: var(--azure); background: #fff; box-shadow: 0 0 0 3px rgba(14,165,233,0.10); }
.side-cta-body .btn { width: 100%; justify-content: center; }
.side-cta-links { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 14px; }
.side-cta-links a {
  font-size: 0.8125rem;
  color: var(--azure);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.side-cta-links a:hover { color: var(--cyan); }

/* ── Write Grid ────────────────────────────────────────────── */
.write-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
}
.write-card {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  transition: var(--transition);
  cursor: pointer;
}
.write-card:hover {
  border-color: var(--azure);
  background: var(--surface2);
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}
.write-card-num {
  font-family: var(--font-mono);
  font-size: 0.73rem;
  color: var(--azure);
  font-weight: 600;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
}
.write-card h3 { font-size: 1rem; margin-bottom: 8px; }
.write-card p  { font-size: 0.875rem; color: var(--muted); line-height: 1.65; }

/* ── CTA Dark Band ─────────────────────────────────────────── */
.cta-band, .cta-dark {
  background: linear-gradient(135deg, var(--bg-soft) 0%, #0a1535 50%, #0c0f28 100%);
  padding: 84px 32px;
  text-align: center;
  position: relative;
  overflow: hidden;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.cta-band::before, .cta-dark::before {
  content: '';
  position: absolute; inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 50% 0%, rgba(14,165,233,0.14) 0%, transparent 70%),
    radial-gradient(ellipse 30% 40% at 90% 80%, rgba(34,211,238,0.09) 0%, transparent 60%);
  pointer-events: none;
}
.cta-band h2, .cta-dark h2 {
  font-size: clamp(1.875rem, 4vw, 2.875rem);
  color: #fff;
  margin-bottom: 16px;
  position: relative;
}
.cta-band p, .cta-dark p {
  color: var(--muted);
  font-size: 1.0625rem;
  max-width: 560px;
  margin: 0 auto 36px;
  position: relative;
}
.cta-band-inner, .cta-dark-inner { max-width: var(--max-w); margin: 0 auto; position: relative; }
.cta-band-content { margin-bottom: 28px; }
.cta-dark-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ── FAQ ───────────────────────────────────────────────────── */
.faq-list { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 10px; }
.faq-item, details.faq-item {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius);
  overflow: hidden;
  transition: border-color var(--transition);
}
.faq-item:hover { border-color: rgba(14,165,233,0.28); }
.faq-item[open], details.faq-item[open] { border-color: var(--azure); background: var(--surface2); }
.faq-q, .faq-question {
  width: 100%;
  padding: 20px 24px;
  font-size: 0.9875rem;
  font-weight: 600;
  color: var(--text);
  text-align: left;
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  transition: color var(--transition);
}
.faq-q::-webkit-details-marker,
.faq-question::-webkit-details-marker { display: none; }
.faq-q::after, .faq-question::after {
  content: "+";
  font-size: 1.5rem;
  font-weight: 300;
  color: var(--muted2);
  flex-shrink: 0;
  transition: transform var(--transition), color var(--transition);
  line-height: 1;
}
details[open] > .faq-q::after,
details[open] > .faq-question::after { transform: rotate(45deg); color: var(--azure); }
details[open] > .faq-q,
details[open] > .faq-question { color: var(--azure); }
.faq-a, .faq-answer {
  padding: 0 24px 22px;
  font-size: 0.9375rem;
  color: var(--muted);
  line-height: 1.75;
  animation: faq-open 0.22s ease;
}
.faq-a p, .faq-answer p { margin-bottom: 14px; }
.faq-a p:last-child, .faq-answer p:last-child { margin-bottom: 0; }

/* ── Group Calculator ──────────────────────────────────────── */
.grp-calc {
  background: var(--surface);
  border: 1px solid var(--border2);
  border-radius: var(--radius-lg);
  overflow: hidden;
  max-width: 520px;
}
.grp-calc-head {
  background: linear-gradient(135deg, var(--azure-deep) 0%, var(--azure) 50%, var(--cyan) 100%);
  padding: 22px 26px;
  color: #fff;
  font-family: var(--font-head);
  font-size: 1.0625rem;
  font-weight: 700;
}
.grp-calc-head h3 { font-size: 1.0625rem; margin-bottom: 3px; }
.grp-calc-head p  { font-size: 0.85rem; opacity: 0.82; }
.grp-calc-body { padding: 26px; }
.grp-label {
  display: block;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--muted);
  margin-bottom: 8px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.grp-input {
  width: 100%;
  background: var(--surface2);
  border: 1px solid var(--border2);
  border-radius: var(--radius);
  color: var(--text);
  padding: 11px 15px;
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 20px;
  outline: none;
  transition: var(--transition);
}
.grp-input:focus { border-color: var(--azure); box-shadow: 0 0 0 3px rgba(14,165,233,0.15); }
.grp-tier-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-bottom: 22px;
}
.grp-tier-btn {
  padding: 9px 8px;
  border: 1.5px solid var(--border2);
  border-radius: var(--radius);
  background: var(--surface2);
  color: var(--muted);
  font-size: 0.8125rem;
  font-weight: 600;
  cursor: pointer;
  text-align: center;
  transition: var(--transition);
  font-family: var(--font-mono);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.grp-tier-btn:hover, .grp-tier-btn.active {
  border-color: var(--azure);
  color: var(--azure);
  background: rgba(14,165,233,0.10);
}
.grp-result {
  background: var(--surface2);
  border: 1px solid var(--border2);
  border-radius: var(--radius);
  padding: 18px;
  margin-top: 4px;
}
.grp-result-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 8px 0;
  border-bottom: 1px solid var(--border);
}
.grp-result-row:last-child { border-bottom: none; }
.grp-result-label { font-size: 0.8375rem; color: var(--muted); }
.grp-result-val { font-family: var(--font-mono); font-size: 1.0625rem; font-weight: 700; color: var(--text); }
.grp-result-val.big { font-size: 1.4rem; color: var(--cyan); }
.grp-disclaimer { font-size: 0.73rem; color: var(--muted2); margin-top: 12px; line-height: 1.55; }

/* ── Page Stats (content pages) ────────────────────────────── */
.pg-stats {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 36px 40px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  max-width: var(--max-w);
  margin: -40px auto 0;
  box-shadow: 0 20px 60px rgba(0,0,0,0.22);
  position: relative;
  z-index: 10;
}
.pg-stat { text-align: center; }
.pg-stat-val {
  font-family: var(--font-head);
  font-size: 2rem;
  font-weight: 800;
  color: #0f172a;
  line-height: 1;
  margin-bottom: 6px;
}
.pg-stat-val .accent { color: var(--azure); }
.pg-stat-label { font-size: 0.8125rem; color: #64748b; font-weight: 500; }

/* ── Content Page (long-form articles) ────────────────────── */
.content-page {
  background: #fff;
  color: #0f172a;
  min-height: 100vh;
}
.content-page h1, .content-page h2, .content-page h3, .content-page h4 {
  font-family: var(--font-head);
  letter-spacing: -0.02em;
}
.content-page h2 {
  font-size: clamp(1.4rem, 3vw, 2rem);
  margin: 52px 0 18px;
  padding-bottom: 14px;
  border-bottom: 2px solid #f1f5f9;
  color: #0f172a;
}
.content-page h3 { font-size: 1.25rem; margin: 40px 0 13px; color: #1e293b; }
.content-page h4 { font-size: 1.05rem; margin: 28px 0 10px; color: #334155; }
.content-page p  { margin-bottom: 20px; line-height: 1.82; color: #334155; font-size: 1.0rem; }
.content-page ul, .content-page ol { margin: 0 0 20px 24px; }
.content-page li { margin-bottom: 9px; line-height: 1.72; color: #334155; }
.content-page ul { list-style: disc; }
.content-page ol { list-style: decimal; }
.content-page a  { color: var(--azure); text-decoration: underline; text-underline-offset: 3px; }
.content-page a:hover { color: var(--azure-deep); }
.content-page blockquote {
  border-left: 4px solid var(--azure);
  margin: 32px 0;
  padding: 18px 26px;
  background: rgba(14,165,233,0.05);
  border-radius: 0 var(--radius) var(--radius) 0;
  color: #475569;
  font-style: italic;
  font-size: 1.0375rem;
}
.content-page table {
  width: 100%;
  border-collapse: collapse;
  margin: 28px 0;
  font-size: 0.9375rem;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 1px 4px rgba(0,0,0,0.05);
}
.content-page th {
  background: #f1f5f9;
  padding: 13px 16px;
  text-align: left;
  font-weight: 700;
  color: #0f172a;
  border-bottom: 2px solid #e2e8f0;
  font-size: 0.875rem;
  letter-spacing: 0.02em;
}
.content-page td { padding: 13px 16px; border-bottom: 1px solid #f1f5f9; color: #334155; }
.content-page tr:hover td { background: #f8fafc; }
.content-page tr:last-child td { border-bottom: none; }

/* ── Sources Section ───────────────────────────────────────── */
.sources-section {
  margin-top: 56px;
  padding-top: 32px;
  border-top: 2px solid #f1f5f9;
}
.sources-section h4 {
  font-size: 0.8125rem !important;
  font-weight: 700 !important;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #64748b !important;
  margin: 0 0 14px !important;
}
.source-list { display: flex; flex-direction: column; gap: 8px; }
.source-item {
  display: flex;
  gap: 10px;
  font-size: 0.8125rem;
  color: #64748b;
  line-height: 1.55;
  padding: 10px 14px;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 8px;
}
.source-item::before { content: '↗'; color: var(--azure); flex-shrink: 0; margin-top: 1px; }
.source-item a { color: var(--azure); text-decoration: underline; text-underline-offset: 2px; }

/* ── Callout Box ───────────────────────────────────────────── */
.callout {
  border-left: 4px solid var(--azure);
  background: rgba(14,165,233,0.06);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 20px 24px;
  margin: 28px 0;
  color: #1e3a5f;
  font-size: 0.9375rem;
  line-height: 1.72;
}
.callout.callout-green { border-color: #10b981; background: rgba(16,185,129,0.06); color: #064e3b; }
.callout.callout-amber { border-color: #f59e0b; background: rgba(245,158,11,0.06); color: #78350f; }
.callout-title {
  font-weight: 700;
  color: var(--azure);
  font-size: 0.8125rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 6px;
}

/* ── Badge / Tag ───────────────────────────────────────────── */
.badge {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 600;
  background: rgba(14,165,233,0.12);
  color: #7dd3fc;
  border: 1px solid rgba(14,165,233,0.22);
}
.badge-green { background: rgba(16,185,129,0.12); color: #10b981; border-color: rgba(16,185,129,0.22); }
.badge-amber { background: rgba(245,158,11,0.12); color: #f59e0b; border-color: rgba(245,158,11,0.22); }

/* ── Footer ────────────────────────────────────────────────── */
.footer, .site-footer {
  background: var(--surface);
  border-top: 1px solid var(--border);
  padding: 72px 32px 36px;
}
.footer-inner, .footer-top-row { max-width: var(--max-w); margin: 0 auto; }
.footer-grid, .footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: 48px;
  max-width: var(--max-w);
  margin: 0 auto 56px;
}
.footer-brand p, .footer-tagline {
  font-size: 0.875rem;
  color: var(--muted);
  line-height: 1.68;
  max-width: 280px;
  margin-top: 14px;
}
.footer-logo { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.footer-logo img { height: 28px; }
.footer-logo span, .footer-brand-name {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 1rem;
}
.footer-col h4, .footer-nav-col h4 {
  font-size: 0.75rem;
  font-weight: 700;
  margin-bottom: 18px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted2);
}
.footer-col a, .footer-nav-col a {
  display: block;
  font-size: 0.875rem;
  color: var(--muted);
  padding: 4px 0;
  transition: color var(--transition);
}
.footer-col a:hover, .footer-nav-col li a:hover { color: var(--text); }
.footer-links { display: flex; gap: 20px; flex-wrap: wrap; }
.footer-links a { font-size: 0.875rem; color: var(--muted); transition: color var(--transition); }
.footer-links a:hover { color: var(--text); }
.footer-bottom {
  max-width: var(--max-w);
  margin: 0 auto;
  padding-top: 28px;
  border-top: 1px solid var(--border);
  display: flex;
  align-items: flex-start;
  gap: 24px;
  flex-wrap: wrap;
}
.footer-disclaimer { font-size: 0.775rem; color: var(--muted2); line-height: 1.62; flex: 1; }
.footer-contact { display: flex; gap: 16px; flex-wrap: wrap; font-size: 0.875rem; }
.footer-contact a { color: var(--muted); transition: color var(--transition); }
.footer-contact a:hover { color: var(--text); }
.footer-copy, .footer-legal {
  font-size: 0.8125rem;
  color: var(--muted2);
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  white-space: nowrap;
}
.footer-legal a:hover { color: var(--text); }
.footer-nav { display: flex; gap: 48px; flex-wrap: wrap; }
.footer-nav-col ul { display: flex; flex-direction: column; gap: 2px; }
.footer-nav-col ul li a { color: var(--muted); font-size: 0.875rem; padding: 4px 0; }

/* ── Utility ───────────────────────────────────────────────── */
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; }
.divider { height: 1px; background: var(--border); max-width: var(--max-w); margin: 0 auto; }
.flex { display: flex; }
.flex-col { display: flex; flex-direction: column; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-4 { gap: 16px; }
.gap-8 { gap: 32px; }
.mt-8  { margin-top: 32px; }
.mb-8  { margin-bottom: 32px; }
.py-16 { padding: 64px 0; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.prose  { max-width: 720px; }
.prose p + p { margin-top: 20px; }

/* ── Tooltip ───────────────────────────────────────────────── */
[data-tip] { position: relative; cursor: help; }
[data-tip]::after {
  content: attr(data-tip);
  position: absolute;
  bottom: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  background: #0f172a;
  color: #f1f5f9;
  font-size: 0.78rem;
  padding: 6px 10px;
  border-radius: 6px;
  white-space: nowrap;
  pointer-events: none;
  opacity: 0;
  transition: opacity 0.15s;
  z-index: 50;
}
[data-tip]:hover::after { opacity: 1; }

/* ── Animation classes ─────────────────────────────────────── */
.fade-up   { animation: fade-up 0.55s ease both; }
.fade-up-1 { animation-delay: 0.1s; }
.fade-up-2 { animation-delay: 0.2s; }
.fade-up-3 { animation-delay: 0.3s; }
.skeleton {
  background: linear-gradient(90deg, var(--surface) 25%, var(--surface2) 50%, var(--surface) 75%);
  background-size: 600px 100%;
  animation: shimmer 1.5s infinite linear;
  border-radius: var(--radius);
}

/* ── Prose ─────────────────────────────────────────────────── */
.prose-body {
  font-size: 1.0625rem;
  line-height: 1.82;
  color: #334155;
  max-width: 720px;
}
.prose-body h2 {
  font-size: clamp(1.4rem, 2.8vw, 1.875rem);
  color: #0f172a;
  margin: 52px 0 18px;
  padding-bottom: 12px;
  border-bottom: 2px solid #f1f5f9;
}
.prose-body h3 { font-size: 1.25rem; color: #1e293b; margin: 40px 0 14px; }
.prose-body h2:first-child, .prose-body h3:first-child { margin-top: 0; }
.prose-body p { margin-bottom: 22px; }
.prose-body strong { color: #0f172a; font-weight: 600; }

/* ── Responsive: 1024px ────────────────────────────────────── */
@media (max-width: 1024px) {
  .footer-grid, .footer-top { grid-template-columns: 2fr 1fr 1fr; gap: 32px; }
  .guides-grid { grid-template-columns: repeat(2, 1fr); }
  .index-grid { grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); }
}

/* ── Responsive: 980px ─────────────────────────────────────── */
@media (max-width: 980px) {
  .nav-links { display: none; }
  .nav-links.nav-open {
    display: flex; flex-direction: column;
    position: absolute; top: 68px; left: 0; right: 0;
    background: var(--surface);
    border-bottom: 1px solid var(--border2);
    padding: 16px 24px;
    gap: 4px; z-index: 800;
  }
  .nav-toggle { display: flex; }
  .nav-inner { gap: 16px; }
  .nav-cta { margin-left: auto; }
  .article-grid, .art-grid { grid-template-columns: 1fr; gap: 32px; }
  .side-cta { position: static; }
  .pg-stats { grid-template-columns: repeat(2, 1fr); }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .write-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid, .footer-top { grid-template-columns: 1fr 1fr; gap: 32px; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .hero h1, #hero-heading { font-size: 2.8rem; }
  .section, .section-full { padding: 72px 24px; }
  .grp-calc { max-width: 100%; }
  .industries-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: 1fr; max-width: 560px; }
  .regions-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-bar { grid-template-columns: repeat(2, 1fr); }
  .wizard-row { grid-template-columns: 1fr; }
}

/* ── Wizard Light Theme (scoped to #gh-wizard) ─────────────── */
/* Matches the visual style of bestcyberliability.com wizard    */
#gh-wizard .wizard-wrap {
  background: #ffffff;
  border: none;
  box-shadow: 0 32px 80px rgba(10,16,20,.11), 0 2px 8px rgba(10,16,20,.04);
}
#gh-wizard .wizard-body {
  background: #ffffff;
  padding: 36px;
}
/* Stepper — numbered circles + gradient progress bars */
#gh-wizard .wiz-stepper {
  list-style: none;
  display: flex;
  gap: 14px;
  margin-bottom: 32px;
  padding: 0;
}
#gh-wizard .wiz-stepper li {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-size: 11px;
  font-weight: 600;
  color: #64748b;
  cursor: default;
  letter-spacing: .01em;
}
#gh-wizard .wiz-snum {
  width: 22px; height: 22px;
  border-radius: 50%;
  display: grid; place-items: center;
  font-size: 10px; font-weight: 700;
  background: rgba(37,99,235,.10);
  color: rgba(37,99,235,.55);
  flex: none;
  transition: .25s;
}
#gh-wizard .wiz-sbar {
  height: 5px;
  border-radius: 5px;
  background: #e2e4ef;
  transition: background .35s;
}
#gh-wizard .wiz-stepper li.active { color: #0a1014; }
#gh-wizard .wiz-stepper li.active .wiz-snum { background: #bef264; color: #0a1014; }
#gh-wizard .wiz-stepper li.active .wiz-sbar,
#gh-wizard .wiz-stepper li.done  .wiz-sbar  { background: linear-gradient(90deg,#2563eb,#06b6d4); }
#gh-wizard .wiz-stepper li.done { color: #94a3b8; }
#gh-wizard .wiz-stepper li.done .wiz-snum { background: #2563eb; color: #fff; }
/* Fields */
#gh-wizard .wizard-field label {
  font-size: 13.5px;
  font-weight: 600;
  color: #334155;
  margin-bottom: 8px;
  letter-spacing: -.01em;
}
#gh-wizard .wizard-field input,
#gh-wizard .wizard-field select,
#gh-wizard .wizard-field textarea {
  background: #fafbf9;
  border: 1.5px solid #e2e4ef;
  border-radius: 12px;
  color: #0a1014;
  min-height: 54px;
  padding: 15px 18px;
  font-size: 15px;
  box-shadow: none;
}
#gh-wizard .wizard-field input:focus,
#gh-wizard .wizard-field select:focus,
#gh-wizard .wizard-field textarea:focus {
  border-color: #2563eb;
  background: #fff;
  box-shadow: 0 0 0 4px rgba(37,99,235,.10);
}
/* Option tiles */
#gh-wizard .wizard-option {
  border: 1.5px solid #e2e4ef;
  border-radius: 12px;
  background: #fafbf9;
  color: #0a1014;
  padding: 15px 20px;
  min-height: 54px;
}
#gh-wizard .wizard-option:hover {
  border-color: rgba(37,99,235,.45);
  background: #fff;
  color: #0a1014;
}
#gh-wizard .wizard-option.selected {
  border-color: #2563eb;
  background: #eff6ff;
  color: #1d4ed8;
  box-shadow: 0 0 0 3px rgba(37,99,235,.10);
}
#gh-wizard .wizard-option-sub { color: #64748b; }
#gh-wizard .wizard-option.selected .wizard-option-sub { color: rgba(37,99,235,.7); }
/* Estimate bar */
#gh-wizard .wizard-estimate {
  background: linear-gradient(135deg,#1e40af,#0891b2);
  border: none;
  border-radius: 16px;
  color: #fff;
  position: relative;
  overflow: hidden;
  padding: 24px 28px;
}
#gh-wizard .wizard-estimate::before {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(60% 50% at 90% 0%,rgba(255,255,255,.12),transparent 60%);
}
#gh-wizard .wizard-estimate-label { color: rgba(255,255,255,.78); position: relative; font-size: 0.8rem; }
#gh-wizard .wizard-estimate-val   { color: #fff; position: relative; font-size: 2.2rem; font-weight: 800; }
#gh-wizard .wizard-estimate-note  { color: rgba(255,255,255,.62); font-size: 0.75rem; position: relative; }
/* Buttons */
#gh-wizard .btn-cyan {
  background: linear-gradient(100deg,#2563eb,#06b6d4);
  color: #fff;
  border-radius: 100px;
  box-shadow: 0 8px 24px rgba(37,99,235,.34);
  padding: 14px 32px;
  font-size: 14px;
  font-weight: 600;
}
#gh-wizard .btn-cyan:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(37,99,235,.48);
  filter: none;
}
#gh-wizard .btn-ghost {
  color: #64748b;
  background: none;
  border: 1.5px solid #e2e4ef;
  border-radius: 100px;
  padding: 13px 26px;
}
#gh-wizard .btn-ghost:hover { border-color: #64748b; color: #0a1014; background: none; }
/* Summary review box */
#gh-wizard #wiz-summary { background: #f8fafc; border: 1px solid #e2e8f0; color: #334155; }
/* Success state */
#gh-wizard .wizard-success h3 { color: #0a1014; }
#gh-wizard .wizard-success p  { color: #64748b; }
/* Wizard head — keep gradient but match cyber style */
#gh-wizard .wizard-head {
  background: linear-gradient(135deg,#1e3a8a 0%,#1d4ed8 50%,#0891b2 100%);
}

/* ── Responsive: 720px ─────────────────────────────────────── */
@media (max-width: 720px) {
  .hero { padding: 80px 20px 60px; min-height: auto; }
  .hero h1, #hero-heading { font-size: 2.2rem; }
  .hero-ctas, .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-ctas .btn, .hero-actions .btn { justify-content: center; }
  .pg-stats { grid-template-columns: 1fr 1fr; padding: 22px 18px; margin: -18px 16px 0; }
  .pg-stat-val { font-size: 1.6rem; }
  .features-grid { grid-template-columns: 1fr; padding: 0 20px; }
  .write-grid { grid-template-columns: 1fr; padding: 0 20px; }
  .carriers-grid { grid-template-columns: repeat(2, 1fr); padding: 0 20px; }
  .footer-grid, .footer-top { grid-template-columns: 1fr; gap: 24px; }
  .footer-nav { flex-direction: column; gap: 24px; }
  .footer-bottom { flex-direction: column; }
  .article-grid, .art-grid { padding: 32px 20px; }
  .grid-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .industries-grid { grid-template-columns: 1fr; padding: 0 20px; }
  .guides-grid { grid-template-columns: 1fr; padding: 0 20px; }
  .cta-band, .cta-dark { padding: 60px 20px; }
  .page-hero { padding: 56px 20px 40px; }
  .wizard-body { padding: 24px 20px; }
  .section-header, .section-head { margin-bottom: 40px; }
  .container { padding: 0 20px; }
  .regions-grid { grid-template-columns: 1fr; padding: 0 20px; }
  .stats-bar { grid-template-columns: 1fr 1fr; }
  .stat-item { padding: 18px 16px; }
  .stat-value { font-size: 1.5rem; }
  .faq-list { padding: 0 4px; }
  .index-grid { grid-template-columns: 1fr; padding: 0 20px; }
  .section-index-hero { padding: 56px 20px 40px; }
  .wizard-option-row { grid-template-columns: 1fr 1fr; }
}